Rick Ott Insurance
Health, Life, Dental & Group Insurance Quotes Fast, Easy & Online!
Call Us Today!

About TLC Insurance Agency Inc.


Rick Ott, CLU entered the insurance business in 1972 and started his own agency in 1995, following a career in sales, service and corporate management.  He holds licenses from the Texas Department of Insurance to practice in the areas of Life, Accident, Health & HMO, Property and Casualty, and also holds licenses in 5 other states.  Rick is a licensed Life and Health Insurance Counselor, a Life Underwriter Training Counsel Fellow, a Small Group Specialist, and a Long Term Care Professional.


     Elsie Gaertner, CLU  started her career in insurance in 1976, and has worked in sales, service and marketing her whole insurance career.  In 1998 she joined TLC Insurance, bringing her sales, marketing and computer skills to benefit our clients, our agency, and expanding her professional imprint on the local insurance industry. Besides being a Chartered Life Underwriter, she also is a Chartered Financial Consultant, a Life Underwriter Training Councel Fellow and a Fellow in the Life Management Institute.


     Beth Ott started working with her husband as the agency office manager in 1997.  Serving as the "front door" to our business, she is gifted with great administrative and people skills.   Her professional specialty is the individual medical insurance market.


     Donna Normand joined the TLC family in 2006 to take over our customer service position.  An agent in her own right, she assists the agency in the processing of enrollments, changes, terminations and claims for our clients.